Professional Surplus Recovery for Former Property Owners
ID Recovery Services, LLC helps former owners recover extra money left over after tax deed and foreclosure sales. We handle research, paperwork, and county follow-up — and you pay nothing unless we successfully recover funds for you.
Complete Surplus Recovery Service
Our surplus recovery service is designed to manage every step of the process after your property has been sold at auction. From confirming that surplus funds exist to preparing and filing the claim, we coordinate directly with the county so you don’t have to navigate confusing procedures on your own.
End-to-End Support
We verify records, gather supporting documents, prepare the claim package, and follow up with the county or court until your claim is processed. You’re updated throughout the process, but we handle the heavy lifting.
- Research to confirm whether surplus funds are available
- Review of liens, mortgages, or competing interests
- Preparation and submission of all required claim forms
- Ongoing communication with county staff and agencies
Contingency-Based Fees
There are no upfront costs. Our fee is a percentage of the surplus funds successfully recovered on your behalf. If we are unable to recover funds, you owe us nothing for our time and work.
- Flat percentage taken from the recovered funds
- Transparent agreement before any work begins
- No hourly charges or hidden “processing” fees
- You receive your portion after the county releases funds
Common Surplus Situations We Handle
Surplus funds can arise in several different types of property auctions. Below are examples of situations where former owners may be entitled to money left over after required debts are paid.
Tax Deed Sale Surplus
A property is auctioned to pay delinquent property taxes. If the winning bid is higher than the total taxes, interest, and costs owed, the extra amount may be available as surplus funds to the former owner, subject to county rules and other liens.
Mortgage Foreclosure Surplus
When a foreclosed property sells for more than the balance on the mortgage and allowable costs, the difference can create a surplus. Eligible former owners may be able to claim these funds after the court approves the distribution.
HOA / Condo & Other Liens
In some cases, association liens or other legal claims lead to an auction. If the sale price exceeds the amount owed, surplus funds could remain on deposit with the court or county, waiting for eligible parties to submit a proper claim.
Typical Surplus Recovery Amounts
Every case is different. Property value, location, debts, and sale conditions all impact how much money may be available. The ranges below show what many former owners commonly see.
Often seen with lower-value properties or sales in smaller markets. Even these amounts can make a meaningful difference when recovered instead of forfeited.
Typical for many single-family homes and light commercial properties where the auction price exceeded the amount owed by a substantial margin.
Higher-value residences, multi-unit, or commercial properties can produce significant surplus funds. In some cases, six-figure recoveries are possible when conditions line up.
Our 5-Step Surplus Recovery Process
Once you contact us, we follow a structured process designed to verify your eligibility, submit a complete claim, and monitor your case through final payment. Timelines can vary by county, but most cases follow the stages outlined below.
We confirm property details, sale information, and potential surplus funds using public and county records.
Liens, judgments, mortgages, and relevant case documents are reviewed to understand who may have rights to the funds.
We prepare a thorough claim package with required forms, affidavits, and supporting records for your signature.
The claim is filed with the appropriate office, and we track status updates, hearings, or additional requests.
The county or court processes the claim, approves distribution, and issues payment according to the final order.
Am I Eligible to Claim Surplus Funds?
If your property was sold at a tax deed or foreclosure auction, you may qualify to claim surplus funds. Rules can vary by state and county, but most require that certain basic conditions are met.
General Eligibility Guidelines
- You were the legal owner of the property at the time it was sold at auction.
- The final sale price was higher than the total taxes, liens, mortgage balance, and approved costs.
- There are no court orders or judgments that fully redirect the surplus to another party.
- The claim is filed within the deadline set by the county or court.
Even if you are unsure whether you qualify, it’s worth having us review your situation. We can quickly determine if a claim is realistic based on the records.
Important Deadlines
Many counties require surplus claims to be filed within a set period after the sale or court order. Once that deadline passes, the funds may be turned over to the state or other parties and become much harder – or impossible – to recover.
If you believe your property has already been sold, do not wait. A quick, no-obligation eligibility check can preserve your opportunity to recover funds that legally belong to you.
Start My Free ReviewFrequently Asked Questions
Here are answers to common questions about surplus funds and how our service works. If you don’t see your question here, feel free to contact us directly.
How much does your service cost?
We work strictly on a contingency basis. Our fee is taken as a percentage of the funds successfully recovered. There are no upfront charges for consultations, research, or claim preparation.
How long does the process usually take?
Many cases can be completed within roughly 60–90 days from the time the claim is filed, but timelines vary by county, court calendars, and complexity. We keep you updated as your claim moves through each stage.
What if I no longer live near the property?
Your current location does not usually affect eligibility. What matters is that you were the legal owner at the time of the sale. Most of our work can be completed by phone, email, and electronic signatures.
Do I need to have all my old property documents?
Not necessarily. We obtain most of what we need directly from the county or court records. If additional documents are required, we will explain what is needed and help you gather them.
Can I file a surplus claim by myself?
In many places, owners can submit claims on their own, but the process can be confusing and time-sensitive. Our role is to help you avoid mistakes, meet deadlines, and present a complete claim so the county can process it efficiently.
What happens if no surplus funds are available?
If our research confirms that there are no surplus funds or that you are not eligible to claim them, we will let you know. In that situation, you do not owe us any fee for the review.
Ready to See if You Have Surplus Funds?
A short conversation and a few details about your former property are usually enough for us to determine whether a surplus claim is worth pursuing. Start with a free, no-obligation review.
Free Surplus Claim Review
Share a few basic details and we’ll review county records to confirm whether surplus funds may be available in your name. If you qualify, we’ll explain the next steps and review our contingency-fee agreement with you.
You can also reach us directly using the contact information below. If we don’t answer right away, leave a message with the property address and best time to call you back.
Phone: (407) 501-7044
Email: dayle@idrecoveryservices.net
Service Area: Multiple counties and states (call to confirm coverage for your property).
Office hours are flexible to accommodate clients in different time zones. Evening and weekend calls may be available by appointment.